This site is only intended for the use of UK residents and for the insurance of UK based insurance risks.
Whilst we make every effort to ensure that the information contained in this site is complete and accurate, we are not liable for any errors, omissions or misleading statements on these pages or any site to which these pages connect. Anything on this site is for information purposes only and does not constitute investment advice.
Where there are links from our site to other sites we give no implied approval or endorsement or comment as to the quality or contents of these other sites as we have no responsibility for any other site.
We reserve the right to make amendments and changes to the information on this site at any time. Unless it is clearly indicated, the information provided on this site is not intended to be an offer by us to enter into a contract with you. A contract will be formed only after we have accepted your application and have confirmed to you that a contract has been entered into.
It is your responsibility to ensure that any software downloaded onto your computer from this site is suitable and free from viruses.
Provision of services
We cannot guarantee to provide and maintain the services continuously and without interruption and faults. We may also temporarily suspend availability of the services in order to upgrade, repair or maintain any aspects of the technological infrastructure of the services.
We will use all reasonable endeavours to carry out such repair or maintenance work with minimum disruption to the services.
We will use our reasonable endeavours to maintain and provide the services in accordance with these terms and conditions. However, you acknowledge that we are not and cannot be responsible for the networks or for the services not being transmitted correctly or without interruption and shall not be liable to you for any failure to provide and to transmit all or any part of the services or if you cannot access the services.
Your personal details are not stored on any part of our site.
You recognise that the internet is accessible to anyone with the appropriate technical capability and as such it is impossible to protect totally against the abuse of the system by third parties, including the introduction of a virus onto the system.
You acknowledge that it is your responsibility to satisfy yourself that your own information technology is protected against computer viruses
Credit and debit card payments
We will not debit your card until the goods or services you have ordered can be dispatched to you. Credit card information is not stored on any part of our site and you have the option of ordering without submitting your card details.
All quotations are given in good faith and are subject to completion of a satisfactory proposal form and acceptance by the insurance company. It is the proposer’s responsibility to answer all questions honestly, correctly and to disclose any material facts. No cover will be arranged unless we are in receipt of a fully completed proposal form and full payment has been made.